Visa Debit Cards
Looking for a better way to pay?
A Safer, Faster Way to Pay
Manage Your Cards in Online & Mobile Access
Safety First
Card Features
Special Offers from Visa®
Visa® offers lots of special perks to debit card holders. You'll get discounts at all sorts of places, from clothing and shoe stores to hotels and travel attractions**. Visit Visa's® website to learn more and start using your perks today!
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Just insert your cash and checks directly into the ATM, confirm your deposit amount, and you’re done. It’s that easy!
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Your Visa® Debit Card can be used anywhere that accepts Visa® — millions of stores across the world. You'll also be able to use your card at ATMs and some stores will let you get cash back after making a purchase. Plus all your card transactions are easy to view in Online Access, so keeping track of everything is simple.
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Your BOK Financial account is fully compatible with Apple Pay, GooglePay™ and Samsung Pay1 to easily and securely pay in stores or online directly from your checking account.
1 Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. GooglePay™ is a registered trademark of Google, LLC.
Using Your Chip Card
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1. Insert the chip end of your card into the terminal with the chip facing up.
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2. Keep your card in the terminal and follow the prompts.
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3. Remove your card when prompted and take your receipt.
Getting Cash Back From Merchants
Enroll in a BOK Financial checking account today. When you receive your Visa® Debit Card, you can begin using it right away
Frequently Asked Questions
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Chip cards are regular plastic credit or debit cards with an embedded microchip. The chip protects in-store payments because it generates a unique, one-time code that is needed for each transaction to be approved. A chip card also has a magnetic stripe on the back of the card.
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Just like you do today, you’ll have the option to either sign or enter your PIN for debit purchases.
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Yes, you can still make purchases as you always have — by entering the card number online or swiping your card at merchant locations that do not yet have chip readers. You can also continue to use your card at ATMs.
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You can use your chip card anywhere Visa cards are accepted. You can swipe your card just like you do today using the magnetic stripe on the back of the card, if a chip-activated terminal is not yet available. The terminal or the cashier will prompt you to insert and leave the card in the terminal until the transaction is complete if it’s activated for chip.
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Yes, just swipe your card using the magnetic stripe the way you always have. You’re still protected from unauthorized transactions with our Zero Liability Policy*.
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Some merchants may have chip terminals, but they may not yet be activated to accept chip cards. If you are unable to insert your chip card into a chip terminal, you can always swipe your card to complete the transaction. Most often, merchants that haven’t activated their terminals will block the chip slot.
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Until the technology is available everywhere, chip card acceptance may vary by type of payment card at some merchants. During this transition, you can always swipe your card to complete the purchase. And rest assured, you’re protected with our Zero Liability Policy.
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Your card will always work either by swipe or insertion. The terminal or the cashier will prompt you to insert the card into the terminal if it’s activated for chip technology. If the terminal is not yet chip-activated, you can always swipe your card to complete the purchase.
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All Visa cards offer protection from unauthorized use of your card or account information. Chip technology offers another layer of security when used at a chip-activated terminal, because it generates a unique, one-time code that is needed for each transaction to be approved.
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One of two options can be pursued if your card is lost or stolen:
- Contact an ExpressBanker at 844-517-3308 to report your card lost or stolen and request a replacement card. Your card comes with zero liability protection, so you won’t be liable for any unauthorized transactions you report in a timeline manner.
- Send us a secure message in the online app.