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BOK Financial

Current Loan Rates

BOK Financial is your source for new and used auto loans, home equity loans and lines of credit, and personal loans. Whether you’re buying a new vehicle, remodeling your home, or consolidating debt, we have a number of financing options that will help you achieve your goals.

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Effective: May 29, 2023

New Auto Loan

Term APR 1
As low as
36 Months
6.04%
48 Months
5.94%
60 Months
5.99%
72 Months
6.14%

Used Auto Loan

Term APR 2
36 Months
2015 - 2023
6.04%
48 Months
2015 - 2023
5.94%
60 Months
2019 - 2023
5.99%
72 Months
2020 - 2023
6.14%

Home Equity Line of Credit

Term APR 3
As low as
Introductory Rate
6 Month Fixed
2.99%
10 Years Revolving - 15 Years Repayment
8.37%

Home Equity Loan

Term APR 4
60 Months
6.53%
120 Months
6.82%
180 Months
6.95%
240 Months
6.94%

Home Equity Loan - 2nd Position

Term APR 4
60 Months
7.78%
120 Months
7.92%
180 Months
8.00%
240 Months
8.24%

Important Disclosures

1 The Annual Percentage Rate (APR) shown for New Automobile is subject to approval and the presentment of a perfected lien on your vehicle. The APR quoted is offered depending on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age, and selecting auto payment from a qualified checking account. Individuals with less than excellent and substantial credit may be offered higher rates. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $255.76 for a 72 month loan at 7% APR with a $15,000 original balance.

2 The Annual Percentage Rate (APR) shown for Used Automobile is subject to approval and the presentment of a perfected lien on your vehicle. The APR quoted is offered depending on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age, and selecting auto payment from a qualified checking account. Individuals with less than excellent and substantial credit may be offered higher rates. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $255.76 for a 72 month loan at 7% APR with a $15,000 original balance. Maximum Mileage for Used autos is 250,000 miles.

3 Promotional offer is valid for applications received between 03/14/2023 – 05/31/2023. The Annual Percentage Rate (APR) shown for Home Equity Lines of Credit is a fixed introductory offer valid for the first six consecutive billing cycles, and is not combinable with other offers. The introductory rate shown above is accurate as of 03/14/2023. Applications must be received no later than 05/31/2023.
 
The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), plus a margin during the revolving and repayment period. The index plus a margin ranged from 8.25% to 13.75% as of 05/04/2023. In no event will the APR exceed the lesser of 18% or the maximum rate allowed by applicable law. The Margin offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Property insurance required including flood insurance where applicable. A processing fee of $180 is due at closing. A $50 annual fee applies after the first year of account opening. Maximum loan to value (LTV) may vary based on applicant(s) credit score. Rates and Terms are subject to change without notice. All loans are subject to credit approval.

4 Property insurance required including flood insurance where applicable. Monthly payment amounts vary by loan term and rate. For example, the minimum payment is $337.86 for a 180 month loan at 6.00% APR with a $40,000 original balance.

All rates and terms are subject to credit approval and could change without notice. Member FDIC. Equal Housing Lender . NMLS ID 403501

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Save time applying by logging in to your account
Blend Labs, Inc. hosts the online application for us.
Save time applying by logging in to your account
Blend Labs, Inc. hosts the online application for us.