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BOK Financial

Home Equity Lending Solutions

Putting your home equity to work

Your home can be your best ally. That’s because the equity in your home can open doors to pay for home improvements, consolidate your debt, pay for student tuition and cover large expenses. Your home’s equity is the difference between the amount your home is worth, and the amount you still owe on it. A home equity loan (HELOAN) or line of credit (HELOC) allows you to borrow against that available equity.

Home Equity Lending

How it works

You can potentially borrow* up to 85% of your home’s value, minus the amount still owed on your home. For example, if your home is appraised at $200,000 and you owe $90,000, here is how much you can qualify to borrow:

  • $200,000 x 85% = $170,000
  • $170,000 - $90,000 = $80,000

$80,000 is therefore the maximum home equity loan or line of credit you may borrow from us.

* All loans are subject to approval. Programs, rates, terms and conditions are subject to change without notice.

Home Equity Lending Calculation

Compare Home Equity Products At-A-Glance

Loans vs. lines of credit

Whether you choose a home equity line of credit (HELOC) or a home equity loan, you’re on the right track to getting the funds you need from your home's equity. If you're still undecided, feel free to call us or schedule an appointment, but you can also check out more details about these products here.

Articles and Resources

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Blend Labs, Inc. hosts the online application for us.
Save time applying by logging in to your online banking account
Blend Labs, Inc. hosts the online application for us.