Skip to content
BOK Financial logo

Home Equity Lending Solutions

Putting your home equity to work

Your home can be your best ally. That’s because the equity in your home can open doors to pay for home improvements, consolidate your debt, pay for student tuition and cover large expenses. Your home’s equity is the difference between the amount your home is worth, and the amount you still owe on it. A home equity loan (HE Loan) or line of credit (HELOC) allows you to borrow against that available equity.1

Apply for a HELOC

Apply for a HE Loan

Person reviewing paint colors in living room thanks to BOK home equity credit options.
Please enter your zip code
This will help us give you the right information for your location.

Compare Home Equity Products At-A-Glance

1 All loans are subject to approval. Programs, rates, terms and conditions are subject to change without notice.

2 The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), plus a margin during the revolving and repayment period. The index plus a margin ranged from 8.50% to 14.00% as of 7/27/2023. In no event will the APR exceed the lesser of 18% or the maximum rate allowed by applicable law. The Margin offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Property insurance required including flood insurance where applicable. A processing fee of $180 is due at closing. A $50 annual fee applies after the first year of account opening. Maximum loan to value (LTV) may vary based on applicant(s) credit score. Rates and Terms are subject to change without notice. All loans are subject to credit approval.

Loans vs. lines of credit

Whether you choose a home equity line of credit (HELOC) or a home equity loan, you’re on the right track to getting the funds you need from your home's equity. If you're still undecided, feel free to call us or schedule an appointment, but you can also check out more details about these products here.

Save time applying by logging in to your account
Blend Labs, Inc. hosts the online application for us.
Save time applying by logging in to your account
Blend Labs, Inc. hosts the online application for us.