Deposit Rates
Effective: December 7, 2023
Personal Money Market
| Term |
APY† |
|---|---|
|
$0 - 9,999.99 |
0.20% |
|
$10,000 - 24,999.99 |
0.30% |
|
$25,000 + |
0.55% |
$50 opening deposit required
Premier Money Market
| Term |
APY† |
|---|---|
|
$0 - 9,999.99 |
0.25% |
|
$10,000 - 24,999.99 |
0.30% |
|
$25,000 - 49,999.99 |
1.00% |
|
$50,000 - 99,999.99 |
1.10% |
|
$100,000 - 249,999.99 |
1.25% |
|
$250,000 + |
1.50% |
$50 opening deposit required
Savings
| Term |
APY† |
|---|---|
|
Personal Savings $50 opening deposit required |
0.20% |
|
Youth Savings $5 opening deposit required |
0.25% |
No Penalty CD Products
| Under $100,000 | Over $100,000 | |
|---|---|---|
| Term | APY† |
APY† |
|
7 Month No Penalty |
4.00% | 4.10% |
$5,000 opening deposit required/$250,000 max
Flex CD Products
| Under $100,000 | Over $100,000 | |
|---|---|---|
| Term | APY† |
APY† |
|
15 Month Flex |
0.03% | 0.03% |
$5,000 opening deposit required/$500,000 max
Promotional CD Products
| Under $100,000 | Over $100,000 | |
|---|---|---|
| Term | APY† |
APY† |
|
10 Month Promo $5,000 opening deposit required/$1,000,000 max |
5.25% | 5.35% |
|
17 Month Promo $5,000 opening deposit required/$1,000,000 max |
5.25% | 5.35% |
Standard CD Products
| Under $100,000 | Over $100,000 | |
|---|---|---|
| Term | APY† |
APY† |
|
7 Days |
0.06% | 0.11% |
|
30 Days |
0.06% | 0.11% |
|
60 Days |
0.06% | 0.11% |
|
90 Days |
0.06% | 0.11% |
|
120 Days |
0.06% | 0.11% |
|
180 Days |
0.10% | 0.15% |
|
270 Days |
0.10% | 0.15% |
|
1 Year |
0.10% | 0.15% |
|
18 Months |
0.15% | 0.20% |
|
2 Years |
3.00% | 3.05% |
|
3 Years |
2.00% | 2.05% |
|
4 Years |
1.50% | 1.55% |
|
5 Years |
1.50% | 1.55% |
|
7 Years |
1.50% | 1.55% |
$1,000 opening deposit required
IRA CDs
| Term |
APY† |
|---|---|
|
6 Months |
0.10% |
|
1 Year |
0.10% |
|
18 Months |
0.15% |
|
2 Years |
3.00% |
|
30 Months |
3.00% |
|
3 Years |
2.00% |
|
4 Years |
1.50% |
|
5 Years |
1.50% |
|
7 Years |
1.50% |
$1,000 opening deposit required
IRA Promotional Products
| Term |
APY† |
|---|---|
|
7 Month No Penalty $5,000 opening deposit required/$250,000 max |
4.00% |
|
15 Month Flex $5,000 opening deposit required/$500,000 max |
0.03% |
|
10 Month Promo $5,000 opening deposit required/$1,000,000 max |
5.25% |
|
17 Month Promo $5,000 opening deposit required/$1,000,000 max |
5.25% |
Premier Money Market IRA
| Term |
APY† |
|---|---|
|
$0 - 9,999.99 |
0.25% |
|
$10,000 - 24,999.99 |
0.30% |
|
$25,000 - 49,999.99 |
1.00% |
|
$50,000 - 99,999.99 |
1.10% |
|
$100,000 - 249,999.99 |
1.25% |
|
$250,000 + |
1.50% |
$1,000 opening deposit required
Premier Checking
| Term |
APY† |
|---|---|
|
$0 - 49,999.99 |
0.02% |
|
$50,000 + |
0.02% |
$50 opening deposit required
Select Checking
| Term |
APY† |
|---|---|
|
Select Checking |
0.01% |
$50 opening deposit required
Important Disclosures
† APY = Annual Percentage Yield
All rates are variable except CDs and may change after the account is opened. Fees may reduce earnings.
CD rates are fixed for the term of the CD. Unless otherwise stated, penalties are assessed for early withdrawals from Regular CDs. We reserve the right to limit the amount of deposit.
The rates above are applicable only to personal accounts. For business and other non-personal account interest rate information, please contact our ExpressBank.