Home Equity Lines of Credit (HELOC)

Get quick access to the equity in your home, with a No Closing Cost Home Equity Line of Credit. Whenever and wherever you need the money, it's a loan that's ready when you are.

Apply Now
Need help or advice?

What Makes Our Home Equity Lines of Credit Stand Out?

Flexibility

With an option to fix your interest rate on a portion of your line of credit, we offer the flexibility you need.

Cost Savings

We offer very competitive interest rates — and no closing costs — on all of our home equity lines of credit, so you can keep your overall costs as low as possible.

Pay Interest Only on What You Borrow

You pay interest only on the money you've advanced yourself, never on the un-advanced amount.

Personalized Service

You'll get personal attention from our Relationship Bankers, who can help you make the most of your home's value.

COMPETITIVE INTEREST RATES

Our Home Equity rates are competitive so we can keep your costs down.

Check out our rates

Home Equity Line of Credit

If you've had more time to build up equity in your home, a BOK Financial Home Equity Line of Credit will reward you for your diligence with low interest rates that let you borrow on up to 85% of your home's available equity.

Learn More

SmartLock

Get the best of both worlds with SmartLock.* Using it, you can convert portions of your line of credit balance into fixed rate loans. This gives you the confidence of a fixed rate when you know exactly how much you'll need to take out, while still giving you all the flexibility of a home equity line of credit. Available on our Home Equity Line of Credit .

Learn More

Ready to Get Started?

Schedule an Appointment

Your Financial Resources

BOK Financial is with you on every step of your financial journey. Here are some tips that might help you along the way.

LOADING
Save time applying by logging in to your online banking account
Log in and apply Apply without login
Blend Labs, Inc. hosts the online application for us.