FDIC

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How to set up direct deposit

Access your money faster with direct deposit

Set up direct deposit and have your paycheck or other recurring deposits sent right to your checking account—automatically.

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Don't have online access?

Download our mobile app

 

Set up direct deposit in a few simple steps

Our automated setup lets you enroll in direct deposit in under 5 minutes and supports most income types, including employer paychecks, Social Security, pensions and military and VA benefits.

What to expect with direct deposit

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Split your deposits
Spilt your funds by account, amount or percentage.
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Secure
Safe electronic transfers protect your money.
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Automatic and electronic
No paper checks or trips to the bank.

Needing another way to set up direct deposit? Submit this form to your employer or visit your nearest financial center for assistance

Download this form (Opens in a new tab)

Don't have an account with us?

Find the account that fits your needs whether you want simple no-fee banking, flexible savings options, or premium perks and rewards.
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Got questions? We've got answers.

If you don’t find what you’re looking for, call ExpressBank at 844-517-3308, or schedule an appointment to visit us at the financial center nearest you.

Frequently asked questions

You can update your direct deposit directly within our online banking experience.

Select your employer or payroll provider
Enter your login credentials
Choose the account where you want your paycheck deposited
Confirm your request

Once submitted, your direct deposit will typically be redirected to your selected account within 1–2 pay cycles.

Direct deposit updates typically take 1–2 pay periods to take effect, depending on your employer or payroll provider.
You’ll receive a confirmation once your request is completed. You can also log in to your employer or payroll provider’s system to verify the update.
Online: For Social Security benefits, you can use the manual direct deposit form we provide. For other federal payments, visit https://godirect.gov/gpw/
Phone: Call Social Security at 800-772-1213
In person: Visit your local Social Security office
Our service connects with hundreds of payroll providers, including major national providers, large employers, government systems, and gig platforms.