Conventional Home Loans
If you're looking for a mortgage with a quick and easy application and excellent customer service, our Conventional Home Loans could be the perfect thing for you.
Apply NowGet a Conventional Home Loan with Just 3% Down
With our Conventional Home Loans, you'll be on your way to home ownership in no time. With just 3% down, you may be able to qualify. Plus, that 3% can come entirely from a gift.21 Day Ready to Close
Imagine getting into a new home or refinancing your existing mortgage in less than a month. With our new 21 day ready to close, we can help you find your way home faster than ever. Let us walk you through our process.
Purchase a Home with Just a Small Down Payment
The primary barrier to home ownership for first-time homebuyers is saving money for down payments and closing costs. A conventional loan is an option that allows you to purchase a home without the burden of saving a large down payment.
- 3% down payment (Lower than FHA. Gift Funds Permitted)
- Only available on a one-unit primary residence
- One borrower must be 1st time home buyer
- No income limits
See a Conventional 3% Down Sample Scenario
| Product/Terms (Fixed) | 30 YR |
| Purchase price | $200,000 |
| Loan Amount | $194,000 |
| Down Payment | $6,000 |
| Interest Rate | 3.875% |
| (30 day lock) | |
| APR | 4.711 |
| Total Monthly payment | $1,290.39* |
*Payment quote is for principal and interest only and does not include monthly charges such as private mortgage insurance, property taxes, and homeowners insurance. Your actual monthly obligation will be greater.
Experienced Customer Service
Our Mortgage Bankers offer personalized service and are available to walk you through the whole home buying process. Visit one of our banking centers or call our Mortgage Bankers at (866) 910-5224 today to get started.
How Much House Can I Afford?
When you're buying a home, lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use our home affordability calculator here to determine how much of a mortgage you may be able to obtain.
CalculatorApply Online
Apply with our online application. It walks you through the process and allows you to submit documents securely using your phone, tablet or computer. You also get 24/7 access to your loan in progress and a direct line of communication with your loan officer to make sure your loan stays on track for closing!
After your application is completed, your mortgage banker will contact you to answer any questions you may have and request items if they need additional documentation.
Prepare for Closing
Close Your Loan
Ready to Get Started?
Contact a Mortgage Banker today at (866) 910-5224 or find a local mortgage banker using the link below and get started.
Find a Mortgage Banker
