Exclusive College Offer

What you'll need to get started

• $50 opening deposit
• Two forms of ID; one of which must be your student ID.

Open now

More about your offer

1. $300 Access Checking Offer for College, University, Trade School, or Vocational School Students: Offer available to new customers only. Limit one bonus per customer. Not available to BOK Financial employees. New customers are individuals who are not currently listed as a primary or secondary account holder on the applicable account type with BOKF, NA, and have not closed the same account type with BOKF, NA within the past 180 days. Note that BOKF, NA does business in Oklahoma, Texas, New Mexico, Colorado, Arizona, Kansas, Missouri and Arkansas. Bank of Oklahoma®, Bank of Texas, Bank of Albuquerque® and BOK Financial® are trademarks of BOKF, NA. If BOKF, NA determines that you have engaged in abuse, misuse, or gaming in connection with this offer in any way, or that you intend to do so, BOKF, NA may withhold or recover the bonus and also disqualify you from participating in future promotional offers.

New accounts are subject to approval. Ninety days after account opening, the account will be evaluated, and if all qualifications are met, the bonus will be credited within the following 30 days. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS Form 1099-INT. This offer expires on 12/31/2026. However, BOKF reserves the right to change or discontinue the offer at any time and without notice prior to its expiration.

To qualify for the bonus:
• Open an Access Checking account
• Within 90 days of account opening, make deposits totaling at least $200 from any source. The total may be met through one or multiple deposits
• Within 90 days of account opening, complete at least 10 debit card transactions (excluding ATM transactions, returns, and refunds)
• As described below, provide proof of acceptance or enrollment to a college, university, trade school, or vocation school

Proof of Acceptance or Enrollment (Required):
• Accounts opened in a banking center or by phone (ExpressBank): Proof of acceptance or enrollment must be provided at account opening
• Accounts opened online: Proof of acceptance or enrollment and your account number must be emailed to collegecash@bokf.com within 90 days of account opening. 

2. There is no monthly service fee for Access Checking. If you choose to receive a monthly statement via postal mail, a statement fee of $3 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting "online only," and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.

3.Eligible checking or savings account required to use Zelle®. Transactions sent to enrolled users typically occur in minutes.

4. If you are enrolled in Overdraft Protection, we will automatically transfer any available funds at no charge to you from your linked savings, money market account or personal line of credit with us into your checking account at the end of any business day on which your Available Balance is less than zero. Limited to one linked savings or money market account or personal line of credit as a source of funding. Accounts are not automatically linked. Please notify your banker which account should be linked.

5. Learn more and view QuickSave^SM Terms and Conditions.