Exclusive College Offer
$300 Access Checking Bonus
For a limited time, we are offering $3001 to college students that open a new Access checking account.
Open online in as little as 5 minutes, call us or visit a banking center near you and mention this offer. Just show proof of enrollment at a college, university or vocational school!
Offer ends December 31, 2026.
Perfect for students
No monthly fees
when you choose online statements2
Connect to Digital Wallets
fast, secure payments
Lock / unlock
your debit card in seconds
Zelle®
send and receive money instantly3
Overdraft protection
with no transfer fee4
QuickSave℠
automatic savings with matching5
Access cash
Free access to more than 32,000 ATMs nationwide
What you'll need to get started
- $50 opening deposit
- Two forms of ID; one of which must be your student ID from any college, university, or vocational school. Accepted forms of ID.
More about your offer
1. $300 Access Checking Offer for College, University, Trade School, or Vocational School Students: Offer available to new customers only. A new customer is an individual who is not currently a primary checking account holder and has not been a primary checking account holder within the past 180 days. The student must be the primary account holder and provide proof of acceptance or enrollment. Limit one bonus per customer.
To quality for the bonus:
• Open an Access Checking account
• Within 90 days of account opening, make deposits totaling at least $200 from any source. The total may be met through one or multiple deposits
• Within 90 days of account opening, complete at least 10 debit card transactions (excluding ATM transactions, returns, and refunds)
• As described below, provide proof of acceptance or enrollment to a college, university, trade school, or vocation school
Proof of Acceptance or Enrollment (Required):
• Accounts opened in a banking center or by phone (ExpressBank): Proof of acceptance or enrollment must be provided at account opening
• Accounts opened online: Proof of acceptance or enrollment and your account number must be emailed to collegecash@bokf.com within 90 days of account opening
New accounts are subject to approval. Accounts will be evaluated after the 90-day qualification period and if all qualifications are met, the bonus will be credited within 30 days. Account must be open and in good standing at time of payout. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer ends 12/31/2026.
2. There is no monthly service fee for Access Checking. If you choose to receive a monthly statement via postal mail, a statement fee of $3 will be assessed each month. To avoid this fee, you can turn off paper statements by logging in to Online or Mobile Access, selecting "online only," and accepting the Online Statements Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.
3. U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
4. If you are enrolled in Overdraft Protection, we will automatically transfer any available funds at no charge to you from your linked savings, money market account or personal line of credit with us into your checking account at the end of any business day on which your Available Balance is less than zero. Limited to one linked savings or money market account or personal line of credit as a source of funding. Accounts are not automatically linked. Please notify your banker which account should be linked.
5. Learn more and view QuickSaveSM Terms and Conditions.