Community Reinvestment Act (CRA)
CRA public files
The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities where they do business, including low- and moderate-income neighborhoods.
BOK Financial has maintained an Outstanding Community Reinvestment Act (CRA) rating for the last 12 years, signifying the bank's ongoing commitment to providing lending, investments, and services in the communities we serve.
BOK Financial complies with Community Reinvestment Act (CRA) guidelines and provides a public file containing the information listed below. Updates are made annually by April 1. Feel free to contact our CRA officer at CRA@bokf.com for any inquiries.
CRA performance evaluation
A copy of the public section of the bank’s most recent CRA Performance Evaluation.
Assessment areas
The following assessment areas represent the communities BOK Financial serves, including a map of each assessment area where the bank will be assessed for its CRA record and the census tracts contained in the areas.
Public comment letters
All written comments received from the public for the current year and the prior two calendar years are updated quarterly.
Branch Information
2025
Branch locations
Branch hours
Branch open/closed report
2024
Branch locations
Branch hours
2023
Branch locations
Arkansas: Branch hours
Arizona: Branch hours
Colorado: Branch hours
Kansas City: Branch hours
View our location pages for more information about our financial centers.
Products and Services
Current products and services:
Personal
Business
Historical product information
2024
Business banking products
Consumer products
Mortgage products
Arkansas: Summary of fees and definitions
Arizona: Summary of fees and definitions
Colorado: Summary of fees and definitions
Kansas City: Summary of fees and definitions
2023
Arkansas: Business banking products
Arizona: Business banking products
Colorado: Business banking products
Kansas City: Business banking products
Consumer products
Mortgage products
Arkansas: Summary of fees and definitions
Arizona: Summary of fees and definitions
Colorado: Summary of fees and definitions
Kansas City: Summary of fees and definitions
CRA and HMDA disclosures
CRA and Home Mortgage Disclosure Act (HMDA) disclosures are provided for the most current and prior two years.
CRA Disclosures
The CRA Disclosure Statement pertaining to BOKF, NA may be obtained on the FFIEC’s website.
Follow these instructions to retrieve the CRA tables:
- Click on CRA
- CRA Data Products
- Disclosure Reports (by Institution), 1996-2023
- Under Institution Name: BOKF NA
- Respondent ID: 0000013679
- Retrieve By Institutions
- Click on the tables you want to view
HMDA Disclosures
The Home Mortgage Disclosure Act (HMDA) requires us to maintain, report and publicly disclose loan-level information about mortgages. BOKF’s HMDA data may be obtained on the Consumer Financial Protection Bureau’s website by searching for BOKF, National Association.
Additional information
Upon request, the bank shall provide copies of the public file, either on paper or in another form acceptable to the person making the request, of the information in its public file. The bank may charge a reasonable fee not to exceed the cost of copying and mailing (if applicable).
Any comments or questions about the CRA or to request a copy of the public file may be directed to the CRA officer at:
Email: CRA@bokf.com
Physical address:
BOK Tower
Attn: CRA Officer, 23rd Floor
PO Box 2300
Tulsa, OK 74192