Cash in on up to $950¹

Disclosures

1. Personal Savings Offer available to new customers only. A new customer is defined as an individual who is not listed as a primary or secondary accountholder on any existing Personal Savings account and has not closed a Personal Savings account within the past 180 days. Customer’s primary physical address on the account must be in Colorado. Limit one bonus per customer. Offer not available to BOK Financial employees.

To qualify for the $200 bonus:

• Open a Personal Savings account using promo code SUMMIT. The promo code is required to participate in this promotion. Accounts opened without an eligible promo code will not qualify for the cash bonus
• Within 30 days of opening your account, deposit at least $10,000 in new funds not currently held at the bank
• Beginning on day 31 after account opening, the account balance must stay at or above $10,000 until day 90.

Ninety days after account opening, the account will be evaluated, and if all qualifications are met, the bonus will be credited within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS Form 1099-INT. This offer expires on December 31, 2026. However, BOKF reserves the right to change or discontinue the offer at any time and without notice prior to its expiration.

Personal Savings earns an Annual Percentage Yield (APY) of 0.10%. The APY is effective as of 09/10/2026 and may change after the account is opened. Minimum opening deposit of $50. Fees may reduce earnings.

Access Checking offer available to new customers only. A new customer is defined as an individual who is not listed as a primary or secondary accountholder on any existing checking account and has not closed a checking account within the past 180 days. Customer’s primary physical address on the account must be in Colorado. Limit one bonus per customer. Offer not available to BOK Financial employees.

To qualify for the $450 bonus:

• Open an Access Checking account using promo code SUMMIT. The promo code is required to participate in this promotion. Accounts opened without an eligible promo code will not qualify for the cash bonus.
• Deposit at least $3,000 in aggregate qualifying direct deposits within the first 90 days of account opening. A qualifying direct deposit is a recurring electronic deposit of a paycheck, pension, Social Security, or other regular income made by an employer, payroll provider, or government agency. Transfers between accounts, person-to-person transfers (including Zelle), bank-to-bank transfers, wire transfers, and deposits made through a branch, ATM, or mobile deposit are not qualifying direct deposits. Deposits from non-payroll or non-regular income sources do not qualify.

Ninety days after account opening, the account will be evaluated, and if all qualifications are met, the bonus will be credited within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS Form 1099-INT. This offer expires on December 31, 2026. However, BOKF reserves the right to change or discontinue the offer at any time and without notice prior to its expiration.

Premier Checking Offer available to new customers only. A new customer is defined as an individual who is not listed as a primary or secondary accountholder on any existing checking account and has not closed a checking account within the past 180 days. Customer’s primary physical address on the account must be in Colorado. Limit one bonus per customer. Offer not available to BOK Financial employees.

To qualify for the $750 bonus:

• Open a Premier Checking account using promo code SUMMIT. The promo code is required to participate in this promotion. Accounts opened without an eligible promo code will not qualify for the cash bonus.
• Deposit at least $8,000 in aggregate direct deposits within the first 90 days of account opening. A qualifying direct deposit is a recurring electronic deposit of a paycheck, pension, Social Security, or other regular income made by an employer, payroll provider, or government agency. Transfers between accounts, person-to-person transfers (including Zelle), bank-to-bank transfers, wire transfers, and deposits made through a branch, ATM, mobile deposit are not qualifying direct deposits. Deposits from non-payroll or non-regular income sources do not qualify. 

Ninety days after account opening, the account will be evaluated, and if all qualifications are met, the bonus will be credited within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS Form 1099-INT. This offer expires on December 31, 2026. However, BOKF reserves the right to change or discontinue the offer at any time and without notice prior to its expiration.

Premier Checking earns an Annual Percentage Yield (APY) of 0.02%. The APY is effective as of 09/10/2026 and may change after the account is opened. Minimum opening deposit of $50. Fees may reduce earnings.

2. Personal loan discounts - All loans are subject to credit approval. To qualify for a Premier relationship discount, you are required to maintain a Premier Checking account. Premier loan discounts do not apply to all loan products and are applicable for new loans only. Discount applies to the interest rate at the time of application.

Mortgage closing costs - Subject to closing of a residential purchase money or refinance mortgage loan with BOK Financial. Discount will be provided in the form of a lender credit.

3. For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:

$25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)

or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.

We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account to allow you to meet the requirements and avoid the monthly service fee. If you refinance your linked mortgage account with another lender, we will un-link your original mortgage from your Premier Checking account, and it will no longer count toward your Premier qualifying balances. If you choose to receive a monthly statement via postal mail, a statement fee of $3 will be assessed each month. You can turn off paper statements by logging in to Online Mobile Banking, selecting “online only”, and accepting the Online Statement Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.

4. If you choose to receive a monthly statement via postal mail, a statement fee of $3 will be assessed each month. You can turn off paper statements by logging in to Online Mobile Banking, selecting “online only”, and accepting the Online Statement Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.