BOK Financial
FDIC

FDIC-Insured—Backed by the full faith and credit of the U.S. Government

Colorado Business Checking Offer

Give your business an edge and earn up to $1,5001

BOK Financial has been around for more than 100 years, and we'll be here for the long run. Whether you're a seasoned business owner, or just starting out, we offer local advice, guidance, and banking solutions to help your business achieve its goals.

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Offer details: earn up to $1,500 bonus cash1

Choose the business checking account that fits your needs and get rewarded with a cash bonus when you meet qualifying balance requirements.

 Bonus amount balance and checking product requirements

See disclosures for additional offer details and eligibility requirements.

Filtering by:
Business Access
Business Advantage
Description

Simplified business account that offers essential solutions for managing your growing business – all without a monthly service fee.2

Tailored account that’s designed for businesses with intricate banking needs by offering valuable features and benefits, higher cash deposit limits, and discounts on essential services crucial for your growing business.

No Monthly Transaction Limits3
Free Online & Mobile Access with Mobile Deposit
Free Business Debit Card
Free Bill Pay Transactions
Free Incoming International & Domestic Wires
Preferred Business Lending Rates
Free Overdraft Protection with a Linked Business Account4
2 Free Official Checks per Visit
Discount on Business Checks

20% discount on first order of business checks

30% discount on first order of business checks or free business check standard box

Additional Business Solutions Discounts

20% discount on merchant card processing set up fee

Merchant Services set up fee waiver

Enhanced Digital Cash Management Services set up fee waiver

In-Branch Cash Deposits

Up to $3,000 for free per month5

Up to $15,000 for free per month5

Monthly Statement Fee

Free online statements

$3 paper statement fee6

Free online & paper statements

Monthly Service Fee

$02

$30

Ready to get started?

Safely and securely open an account by getting started online or by scheduling an appointment.

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1. Offer is available exclusively to new business checking clients based in Colorado. A “new business checking client” is defined as an entity operating under a Taxpayer Identification Number (TIN) that is not the primary TIN associated with any existing business checking account at any of our affiliated brands. The promotion applies only to businesses with annual revenues of $10,000,000 or less.

Offer is limited to one offer per Business Taxpayer Identification Number (TIN)/Employer Identification Number (EIN)/Social Security Number (SSN). New accounts are subject to approval.

Definitions and Offer Timeline: “New Money” refers to funds deposited from sources outside the bank and excludes transfers from existing accounts within the bank or its affiliates. The Funding Phase is the first 30 calendar days after account opening, during which the required new money deposit must be made. The Evaluation Phase immediately follows the Funding Phase and lasts 60 calendar days. During the Evaluation Phase, the account must maintain the required average daily balance. Average daily balance is calculated by adding the balance in the account for each day of the period and dividing that figure by the number of days in the period. After the Evaluation Phase ends, eligibility will be verified. If all offer requirements are met and the account remains open and in good standing, the bonus will be credited during the Payout Phase, which is the 30 calendar days immediately following the Evaluation Phase.

To receive the business checking offer: Open a new ‘Business Access’ or ‘Business Advantage’ checking account by March 31st, 2026 by visiting a banking center, over the phone, or opening an account online; and

To receive $500:
• Open a ‘Business Access’ Checking Account
• Deposit at least $5,000 in new money into your qualifying account within 30 days of account opening (Funding Phase).
• Then maintain an average daily balance of $5,000 or more for the next 60 days (Evaluation Phase).

To receive $1,000:
• Open a ‘Business Advantage’ Checking Account
• Deposit at least $25,000 in new money into your qualifying account within 30 days of account opening (Funding Phase).
• Then maintain an average daily balance of $25,000 or more for the next 60 days (Evaluation Phase).

To receive $1,500:
• Open a ‘Business Advantage’ Checking Account
• Deposit at least $100,000 in new money into your qualifying account within 30 days of account opening (Funding Phase).
• Then maintain an average daily balance of $100,000 or more for the next 60 days (Evaluation Phase).

The bonus is considered interest and will be reported on IRS form 1099-INT. Offer ends 3/31/2026. Offer may change or discontinue at any time before this date without notice. Offer is only available to businesses based in Colorado.

2. Potential paper statement and branch cash deposit fee may apply

3. No limit on the number of transactions, however branch cash deposit fees may apply

4. If you are enrolled in Overdraft Protection, we will automatically transfer funds at no charge to you from your linked BOK Financial savings, investor fund account, business money market account or business line of credit into your checking account at the end of any business day on which your available balance is less than zero. Limited to one linked business savings, investor fund, business money market or business line of credit as a source of funding. Accounts are not automatically linked. Please notify your banker which account should be linked.

5. $3 per $1,000 cash deposited thereafter

6. To avoid this fee, you can opt out of paper statements

7. To avoid this monthly fee you must maintain $15,000 average monthly collected balance OR $30,000 monthly collected balances across personal or business deposit accounts. Accounts are not automatically linked. Please notify your banker which accounts should be linked.