FDIC

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Fall Home Equity Promotion

Unleash your home equity

Unleash your home’s equity and bring your renovation ideas to life with a home equity line of credit (HELOC).

Want to turn your bathroom into your sanctuary? Now’s the perfect time with a special fixed rate for the first 6 months. Access funds quickly and easily without impacting your existing mortgage rate.

Don’t wait – our HELOC offer ends 11/13/25!

Apply now    Contact a Mortgage Banker

All loans subject to credit approval.

Person remodeling the bathroom

Limited-time HELOC offer ends 11/13/25

NOW


4.49% APR

6-month introductory fixed rate1

LATER, as low as


7.25% APR

variable rate thereafter2

Calculate how much you may be able to borrow

Looking to bring a new energy to your kitchen but not sure how much you may be able to borrow with a HELOC? If you want a quick estimate, input your home's current market value and outstanding mortgage balance into our online calculator to gauge potential HELOC amounts under different loan-to-value scenarios.

Go to calculator    Learn more about HELOC

Contact a Home Equity Specialist or call 877-859-0462 to learn more or apply.

Person remodeling the kitchen

Here's where to find your home's equity

If you have a mortgage with us, it’s quick and easy to find out your home’s projected equity.

Follow the short steps in this video to log in to your online mortgage account to discover your estimated home equity and how much you may be able to borrow with a HELOC.

Go to Online Banking

Now is the time for a HELOC

Our limited-time HELOC promotion can help you create curb appeal that stops traffic.

Ready to explore how a HELOC works and why it might be the right solution for you? Our experienced team is here to answer your questions and help guide you through our easy application process. Don’t wait – this offer ends 11/30/25.

Apply now    Contact a Mortgage Banker

Person remodeling the house exterior

Articles and resources

  1. Promotional offer is valid for applications received between 9/30/25 and 11/13/25. The Annual Percentage Rate (APR) shown for Home Equity Lines of Credit is an introductory fixed offer valid for the first six consecutive billing cycles and is not combinable with other offers. The introductory rate is accurate as of 9/30/25. Applications must be received no later than 11/13/25.
  2. The APR is variable and based on the highest Prime Rate published each day in The Wall Street Journal Rates Table (the “index”), plus a margin during the revolving and repayment period. The index plus a margin ranged from 7.25% to 12.75% as of 9/30/25. In no event will the APR exceed the lesser of 18% or the maximum rate allowed by applicable law. The Margin offered is dependent on the individual’s excellent and substantial credit characteristics. Individuals with less than excellent and substantial credit may be offered a higher margin. Property insurance required including flood insurance where applicable. A processing fee ranging from $180 to $500 depending on subject property state and line of credit amount is due at closing. A $50 annual fee applies after the first year of account opening except in Texas. Maximum loan to value (LTV) may vary based on applicant(s) credit score. The minimum advance in Texas is $4,000. All loans are subject to credit approval.