Earn 3.90% APY with a 4-month Promotional CD*
Leading the way and here to stay. Right here in Colorado.
BOK Financial has been around for more than 100 years, and we'll be here for the long run. Count on us for more perks, more privileges and more rewards from your banking relationship.
Enjoy the flexibility of a shorter term CD along with a great rate!
Jump start your savings this season!
Open your CD in as little as 5 minutes
In person: Visit your nearest branch
By phone: Call (844) 517-3310
Online:
Offer ends February 28, 2026
Frequently asked questions
Got questions? We've got answers. And, if you don't find what you're looking for, call ExpressBank at 844-517-3308, or schedule an appointment to visit us at the banking center location nearest you.
There is no monthly fee for CDs.
Depending on your CD, you may be able to withdraw funds early without paying a penalty. Some CDs may charge a fee for early withdrawals. See your Simple Guide for specific details about your CD.
No Penalty CD:
- You may withdraw all your money, including interest earned, without any penalties, any time after the first 7 days following the date you fund your account.
Flex CD:
- Months 0 – 7: You may withdraw all your money, including interest earned, without any penalties, any time after the first 7 days following the date you fund your account.
- Months 8 - 15: Your fee will be $25 plus 3% of the amount withdrawn.
Promotional CD:
- Maturity Period is less than 365 days: Your fee will be $25 plus 1% of the amount withdrawn.
- Maturity Period is 365 days or more: Your fee will be $25 plus 3% of the amount withdrawn.
Standard CD:
- Maturity Period is less than 365 days: Your fee will be $25 plus 1% of the amount withdrawn.
- Maturity Period is 365 days or more: Your fee will be $25 plus 3% of the amount withdrawn.
Please note:
- The amount of your penalty may be deducted from principal.
- Exceptions: We will waive the penalty if your request for withdrawal to close the CD occurs during the grace period, or if the depositor passes away or is judged legally incompetent.
For more information on early withdrawal penalties, please download our Agreements and Disclosures: Arizona | Arkansas | Colorado | Kansas/Missouri.
We offer very competitive interest rates. View our deposit rates for more information.
You may open select CDs online. All CDs may be opened with an ExpressBanker by calling 844-517-3308, by scheduling an appointment with a banker or by stopping by one of our banking centers today.
Disclosures
* The Annual Percentage Yield (APY) is effective as of 12/24/2025 and is applicable to 4-month Promotional CDs. A minimum of $1,000 is required to open the account and earn the advertised APY. Penalties may be assessed for early withdrawals. The advertised interest rate is subject to change at any time without notice. Other restrictions may apply.