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Cash in on up to $9501

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colorado-checking savings bonus bear

You don’t have to climb a mountain to get this deal.

Open a personal savings and checking account to get up to $950.

Compare offers:

 Premier checkingAccess checkingPersonal savings
Total bonusUp to $9501Up to $6501$2001
Account opening bonus$750$450$200
Savings add-on bonus$200$200 

Get $750 Bonus Cash1 with Premier Checking

Simply open a Premier Checking account and make qualifying direct deposits. You'll enjoy:

  • Online and Mobile Access and bill pay.
  • Exclusive discounts on personal loan rates and mortgage closing costs.2
  • No monthly service fee3 when qualifying conditions are met.

Get $450 Bonus Cash1 with Access Checking

Open an Access Checking account and make qualifying direct deposits. Get everything you’d expect from a full-service account and more:

  • Mastercard® Debit Card and access to over 32,000 Money Pass ATMs nationwide.
  • Online and Mobile Access for your busy life.
  • Easy payments through Zelle®.
  • No monthly service fee4 when you sign up for online statements.

Get $200 Bonus Cash1 with Personal Savings

Our Personal Savings account is a great way to reach your savings goals. Get extra bonus cash just for opening your new Personal Savings account along with Access or Premier Checking.

Disclosures

1. Offer available to new customers only. A new customer is defined as an individual who is not listed as a primary or secondary accountholder on any existing checking account or Personal Savings account and has not closed a checking account or Personal Savings account within the past 180 days. Customer’s primary address on the account must be in Colorado. Limit one bonus per customer.

Ninety days after account opening, the account will be evaluated, and if all qualifications are met, the bonus will be credited within the following 30 days. New accounts are subject to approval. To receive the bonus, the qualifying account must be open and in good standing at the time of payout. The bonus is considered interest and will be reported on IRS Form 1099-INT. This offer expires on February 28, 2026. However, BOKF reserves the right to change or discontinue the offer at any time and without notice prior to its expiration.

To qualify for the $750 bonus:

  • Open a Premier Checking account.
  • Deposit at least $8,000 in aggregate direct deposits within the first 90 days of account opening. Person-to-person payments (such as Zelle) and bank-to-bank transfers do not count as direct deposits.

Premier Checking earns an Annual Percentage Yield (APY) of 0.02%. The APY is effective as of |$currentdateshort| and may change after the account is opened. Minimum opening deposit of $50. Fees may reduce earnings.

To qualify for the $450 bonus:

  • Open an Access Checking account.
  • Deposit at least $3,000 in aggregate direct deposits within the first 90 days of account opening. Person-to-person payments (such as Zelle) and bank-to-bank transfers do not count as direct deposits.

To qualify for the $200 bonus:

  • Open a Personal Savings account.
  • Within 30 days of opening your account, deposit at least $10,000 in new funds not currently held at the bank.
  • Beginning on day 31 after account opening, the account balance must stay at or above $10,000 until day 90.

Personal Savings earns an Annual Percentage Yield (APY) of 0.10%. The APY is effective as of 12/24/2025 and may change after the account is opened. Minimum opening deposit of $50. Fees may reduce earnings.

2. Personal loan discounts - All loans are subject to credit approval. To qualify for a Premier relationship discount, you are required to maintain a Premier Checking account. Premier loan discounts do not apply to all loan products and are applicable for new loans only. Discount applies to the interest rate at the time of application.

Mortgage closing costs - Subject to closing of a residential purchase money or refinance mortgage loan with BOK Financial. Discount will be provided in the form of a lender credit.

3. For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:

  • $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
  • or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.

We will waive the monthly service fee for the first two statement cycles after opening the Premier Checking account to allow you to meet the requirements and avoid the monthly service fee. If you refinance your linked mortgage account with another lender, we will un-link your original mortgage from your Premier Checking account, and it will no longer count toward your Premier qualifying balances. If you choose to receive a monthly statement via postal mail, a statement fee of $3 will be assessed each month. You can turn off paper statements by logging in to Online Mobile Banking, selecting “online only”, and accepting the Online Statement Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.

4. If you choose to receive a monthly statement via postal mail, a statement fee of $3 will be assessed each month. You can turn off paper statements by logging in to Online Mobile Banking, selecting “online only”, and accepting the Online Statement Terms and Conditions. Opting out of paper statements will terminate the mailing of your monthly statement.

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